Category: Commercial


Water damage – over 25% of all claims originated from this risk
February 18, 2018

Water damage – over 25% of all claims originated from this risk

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In 2016, escape of water contributed to over a quarter of all domestic property insurance claims, ranking above ‘weather’ and ‘fire and explosion’. Between January and September 2017, these claims totalled £483m – an increase on the previous year. However, it’s also an issue in the commercial space. The continuing rise in escape of water […]

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Business Description – A Cautionary Tale
February 12, 2018

Business Description – A Cautionary Tale

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Does your business description on your policy documentation fully describe all your business activities? We often discover inaccurate or incorrect descriptions which could make a policy void in the event of a claim, we explain more ….. A man is working on a building site somewhere in Essex. A trained operator, he is digging a hole […]

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Hauliers Liability – The importance of arranging the correct cover for your business
January 29, 2018

Hauliers Liability – The importance of arranging the correct cover for your business

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Simon Horton, Transportation Director at Ascend Broking takes a look at a hauliers responsibility for customers goods whilst they are in your care, custody or control. Hauliers are liable for loss or damage to goods at Common Law unless you operate under conditions of carriage or unless a statute applies. To carry under common law […]

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Two new motor fleet insurers enter the UK market
January 23, 2018

Two new motor fleet insurers enter the UK market

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Following the withdrawal of a number of motor fleet insurers in 2016/17, January has seen two new entrants utilising a select distribution network, one exclusively providing terms only with the use of forward thinking technology. We provide a brief overview as to how a different approach to the way you purchase motor fleet insurance can […]

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Cyber Liability Insurance Explained – Our Free eBook
January 21, 2018

Cyber Liability Insurance Explained – Our Free eBook

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Cyber crime is continuing to increase and so are the insurance products available to you from insurers. But not all are the same. So how do you know what the right coverage and risk management policy is going to be right for your business? To help you through this process Ascend have put together an […]

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Business Interruption – Indemnity Periods
January 19, 2018

Business Interruption – Indemnity Periods

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Business interruption provides cover for the loss of profit or loss of revenue following damage or disruption to business premises. This can also include the supply chain that prevents a business from trading normally or prevents trading altogether. Matt Price Broking Director at Ascend Broking Group explains why it is important to understand what an […]

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Engineering Inspection Insurance
January 11, 2018

Engineering Inspection Insurance

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Engineering inspection of plant and machinery is essential to ensure the safety of employees and the general public. It will also ensure your business meets the statutory requirements for workplaces in the UK. Evidence of compliance with health and safety law is very important if customers are to avoid interventions from the HSE. An engineering […]

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New Year Resolution No. 1 – underinsurance and how it can leave your business seriously exposed
January 4, 2018

New Year Resolution No. 1 – underinsurance and how it can leave your business seriously exposed

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As part of our New Year resolution tips we tackle underinsurance. Many businesses find themselves underinsured at a time of loss and only receive a fraction of the true value of a claim. It is thought that up to 80% of the UK’s commercial properties are underinsured and 40% of businesses underinsure their business interruption […]

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Preparing for high winds
January 2, 2018

Preparing for high winds

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Your brolly’s inside out, you’re leaning into the wind to walk but getting nowhere while rain lashes, sticking your clothes to your body. That’s stormy weather for you. A broken brolly’s not the end of the world and clothes dry out, but when winds are strong enough to damage your home it’s often a bit […]

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Ascend Monthly Newsletter December 2017
December 29, 2017

Ascend Monthly Newsletter December 2017

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In this month’s newsletter we cover: – Ascend 24/7 – Launch of telematics equipped cars – Preparing for winter – What you need to know about GDPR – Cyber insurance – Simon Horton joins Read The Full Newsletter Online Contact one of our consultants to find out more on any matter. 01245 449060 info@ascendbroking.co.uk

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