The recent COVID -19 High Court ruling. This provides some clarity for customers’ business interruption claims caused by COVID-19 pandemic. The Background Following interruption to businesses due to the pandemic, insurers were showing inconsistency in dealing with claims. Many business interruption covers only provided property damage cover. However, some policies had infectious disease extensions or…
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Category: COVID-19
Cyber insurance is set to become vital after Covid-19
Although most businesses have always seen cyber insurance as a necessity, many will now realise its utmost importance in keeping them protected. The risk of cyber attacks has grown exponentially due to many working from home, leaving small businesses vulnerable to attack. Since 2015 there has been a 300% increase in small and medium size…
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Are companies looking to rely on remote working?
An online survey of insurers’ changing priorities as a result of the COVID-19 pandemic by consultancy firms show a major focus on remote working for 2020 and 2021. The survey, which covered around 25 insurers globally, took place between 31st May and 11th June. Only 8% were very confident that the coronavirus pandemic will be…
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5 tips to keep employees safe when returning to work
As businesses return to work across the country, many employees will be worried about safety. Follow these five tips to keep your business safe and give your employees peace of mind. 1 Install hygiene screens – these will prevent contact between employees sitting next to each other at desks. By creating this barrier between work…
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Deloitte strategies for post-Covid recovery
Deloitte have released a 22-page document which informs on how businesses can get back to a new normal, and thrive. This document can be found in Ascend’s Covid-19 FAQ’s The document is based around 5 key principles: Reflect, Recommit, Re-engage, Rethink and Reboot. Deloitte say these principles lay the foundations to allow businesses to thrive…
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Foreign travel insurance advice from the FCO
From the 10th of July holiday makers returning to England will not have to go into a period of quarantine with the FCO lifting its ‘all but essential’ travel rule. Those returning from countries such as France, Spain, Barbados, Australia and Japan will no longer have to isolate. A full list of nations where…
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The environmental impact Covid-19 has on your fleet
Cities worldwide have seen significant decreases in emissions. Dolphins have returned to Southern Italy and in China many have seen blue skies for the first time in a long time. These of course are positive occurrences in what has been a rather bleak year. This may however spark a political turn globally in pushing further…
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Employer health and safety checklist
With many beginning to head back to work it is important that government regulations are followed to the letter. If regulations are not followed then should an incident occur, you may be liable. To help with this issue, Markel has produced a ten point checklist to ensure that you follow guidelines and are protected. You…
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Update on unoccupied premises
With lockdown measures being eased you should still remember that risks to business remain substantial and you should remain alert at all times. Unoccupancy Conditions: From 30 June 2020, business owners are advised take all necessary steps to protect their premises, including complying with their policy’s unoccupancy condition. Where this isn’t possible for any reason…
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How to prevent Legionnaires Disease following lockdown
Legionnaires disease is caused by a bacteria called Legionella. Legionella thrives in water systems in unoccupied buildings where the water has become stagnant. With many premises being unoccupied for months the risk of this disease is very high. Here are some tips to prevent the disease in your building: – Flush out cold…
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