Fleet Insurance
Commercial Fleet Insurance
Are you running a business with multiple vehicles? Fleet insurance is the smart way to keep things simple and protected. Instead of juggling individual policies, commercial fleet insurance covers all your vehicles under one plan, saving you time, hassle and often money.
It’s not just about convenience; it’s about keeping your business moving. Whether it’s an accident, theft or damage, the right fleet vehicle insurance helps you avoid costly disruptions and stay legally compliant. Plus, with tailored coverage options, you can protect everything from small vans to large HGV fleets.
Why take the risk? Get the right cover in place today! Call Ascend Broking now on 01245 449060 or email info@ascendbroking.co.uk for a quick online quote. We’ll endeavour to find the best solution for your business.
All of our arrangements will cater for:
- Motor
- Goods In Transit
- Employers Liability
- Public Liability
- Legal Liabilities
- Material Damage
- Engineering
- Legal Expenses
- Directors & Officers
- Cargo
- Self-Insurance
- Telematics
We strongly advocate the use of technology to help manage risk, mitigate losses and reduce the frequency of claims – all leading to reduced premium spend. Our telematics offering is just one example of how this has been used to manage risk.
Drink, Drugs, and Other Driver Distractions: A Growing Concern for Businesses
Do you run a haulage firm? Do any of your employees drive as part of your business operations? Ensuring the safety and efficiency of your transport is crucial for businesses, whether you’re transporting stock, cargo or people, but driver distractions – stemming from drink, drugs, the use of mobile phones and various other sources – pose significant and obviously damaging risks. These distractions not only endanger lives but threaten serious financial and operational impact to a business that relies on
Testimonial
"The team are accessible, even after hours. We experienced a fire on 27th December at our head office. Ascend were onsite same day and arranged for their loss adjuster to be with us next day"
What Is Fleet Insurance?
If you run a fleet with multiple vehicles, we have the solution. Instead of managing separate policies for each one, fleet insurance gives you one simple, cost-effective solution to cover them all. Whether you’ve got vans, cars or HGVs, commercial fleet insurance protects your vehicles against accidents, theft and damage, helping you avoid unexpected costs and keeping your business on the move.
Think of it as a safety net for your fleet. Whether it’s a minor bump or a major incident, the right fleet vehicle insurance makes sure you’re covered, so you can focus on running your business without worrying about anything unexpected happening to one of your vehicles.
What Is The Importance Of Fleet Insurance For Businesses?
Running a business without fleet insurance is a huge risk. Accidents, theft or vehicle damage can lead to hefty costs, downtime and legal headaches. Without the right cover, you’re left footing the bill – and that can seriously impact your bottom line.
There is a solution. With commercial fleet insurance, you’re not just protecting your vehicles; you’re safeguarding your entire operation. A commercial fleet policy keeps you legally compliant, covers unexpected expenses and ensures your business stays on the road, no matter what. If you’re running a commercial fleet, you can’t afford to be without commercial fleet insurance.
What Does Fleet Insurance Cover?
Fleet insurance is a no-brainer for businesses running multiple vehicles. It keeps things simple and cost-effective while covering the essentials. At its core, it protects against vehicle damage (think accidents, vandalism or extreme weather), theft (because no one wants to deal with that headache), and third-party liability (covering costs if one of your drivers causes an accident).
If you want more peace of mind, comprehensive fleet policies can come with handy extras like breakdown assistance (so your drivers aren’t stuck on the roadside) or replacement vehicle cover (keeping business moving even if a van or car is out of action).
Every fleet is different, so the right cover depends on your business needs. If you would like help with your business’s specific risks, give us a call or drop us a message online. We’re happy to talk and find the best fit for you!
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Third-Party Liability Cover
Third-party liability cover is a must-have in fleet insurance. It’s what protects your business if one of your vehicles causes injury or damage to someone else. Say a driver accidentally bumps into another car or clips a lamppost… without this cover, your business could be at risk of hefty legal claims and compensation costs.
And it’s not just about financial protection; it’s a legal requirement. Without it, your business could face fines, penalties or even be forced off the road. In short, third-party liability keeps you compliant and saves you from unexpected expenses.
Comprehensive Vehicle Cover
Comprehensive vehicle cover is the all-round protection your business needs to keep its fleet on the road. It covers damage from accidents (whether it’s a minor bump or a major collision), vandalism (because not everyone respects company vehicles), and even natural events like floods or storms.
Imagine one of your vans gets rear-ended, or worse, stolen. Without comprehensive cover, you’re left footing the bill and facing frustrating delays until you can get a replacement vehicle on the road. With the right insurance policy, repairs and replacements are sorted without hassle, keeping your business moving.
Employers’ Liability Cover
Employers’ liability cover is a must-have for businesses that uses drivers because it protects you if an employee gets injured while working. Whether it’s a delivery driver slipping while unloading a van, or a team member getting hurt in a motor accident, this cover is indispensable for helping with legal fees and compensation claims.
Without it, your business could face hefty payouts and even legal trouble. It’s not just about protection, it’s often a legal requirement for businesses with employees, so you need to make sure your team and your business are covered.
Breakdown Assistance Cover
Breakdown assistance is a lifesaver for businesses that rely on keeping their vehicles moving. When a van won’t start or a truck breaks down mid-route, roadside support gets things sorted quickly, whether that’s a quick fix, a tow to a garage or even help for a stranded driver in a remote area.
Without it, vehicle downtime can mean missed deliveries, delayed jobs, frustrated customers and a whole headache for your business. But, with the right breakdown cover, you can get back on the road faster and keep your business running smoothly.
Legal Expenses Cover
Legal expenses cover is a smart add-on for any business. It helps manage the costs of legal disputes linked to your fleet. Whether you’re contesting a traffic violation, handling a claims dispute or recovering uninsured losses after an accident, this cover takes the financial sting out of legal battles and gives you peace of mind.
Without it, legal fees can soon pile up fast, putting unnecessary strain on your business. With the right protection, though, all these problems are handled expertly, so you can focus on running your fleet without worrying about unexpected legal costs.
Contact Ascend Broking Today
At Ascend Broking Group, we’re here to make fleet insurance simple, effective and tailored to your business. Whether you need protection for vehicle damage, theft, liability, breakdowns or legal expenses, we’ve got you covered with expert advice and bespoke policies.
Our unique Ascend Index helps you compare insurer products, ensuring you get the best fit for your fleet. Plus, our personal claims service means you’re never left handling issues alone.
Need help finding the right cover? Call us on 01245 449060 or email info@ascendbroking.co.uk. We’ll assess your fleet’s needs, and provide a tailored recommendation. Whether you’re insuring a small fleet or managing a large operation, we’ll ensure you get the right protection at the right price.
Let’s get your fleet covered. Call or email us today!
