Charity shops off to a flying start following the lifting of restrictions Charity shops across the UK have seen an increase in donations, even the ones that have remained closed, with items being left outside the shops. Charities have requested that items are not dumped outside the front of the shops. Once items are dumped…
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Category: Charity Insurance
Charities need to be fraud aware
Charities need to be fraud aware The charity sector has an annual income of over £69 billion making the sector vulnerable from acts of fraud and financial crime. Charity trustees have a duty to manage their charity’s resources responsibly and ensure that funds are protected, applied and accounted for. Therefore they must make sure suitable…
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Abuse cover
Abuse Cover The Charity Commission released their safeguarding strategy in 2017. The strategy sets out the duty of care charities must display when it comes to preventing abuse, with one major point being that safeguarding should not only apply to those who are most vulnerable, but actually any party who comes into contact with the…
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Do you know why public liability is so important for your charity?
The importance of public liability for your charity Public liability insurance is an important insurance cover requirement for all companies, so what is it and why do you need it? As an advice-based insurance broker, we thought we would share our knowledge with you on public liability insurance: Public liability insurance explained: Public liability insurance is…
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How could underinsurance affect your charity?
Could your charity be underinsured? The pandemic and the resultant hit to the economy has forced businesses to look at every cost to make savings and insurance is no exception. A major worry is that vital protection could be sacrificed for relatively small premium savings, making businesses more exposed. Recent research undertaken by Aviva…
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Business interruption for charities
Have you considered the potential impact to your charity should disaster strike? Have you considered a fire, flood, or an opportunistic hacker? If not, it might be time you did! Let us take a look at what’s covered under business interruption. What is business interruption insurance? Business interruption insurance provides cover for losses following an…
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Review your charity’s insurance policy
Kick off the New Year making sure your charity is sufficiently covered As the New Year begins, it’s time to make sure your charity is ready for the year ahead. Carrying out an annual charity cover review to ensure that your insurance policies are adequate, suitable and represent value for money, is a clear demonstration…
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A breakdown of your charity’s Commercial Combined policy
What does a Commercial Combined policy look like for your charity? As a charity trustee, director or someone with the responsibility of arranging the insurance policies for your charity, it is important to understand the covers in place at the moment and what could be needed. With this blog, I aim to help you along…
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Assessing risks when emerging from lockdown
Assessing risks as your charity prepares for the end of England's national lockdown As the end of our second national lockdown comes to an end, it’s important to look at how your organisation assesses its risks. The Health and Safety at work Act 1974 made it necessary for every organisation to think about how they…
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Putting your staff and volunteers first during lockdown
How to keep in touch, communicate and put your employees and volunteers at the forefront during lockdown. As we come to the end of the first week of our national lockdown, it can be easy to focus on how your charity is doing, how many beneficiaries are being reached, how sales are going, how to…
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