Tag Archives: business interruption


Tips for preventing theft from your worksite
May 26, 2021

Tips for preventing theft from your worksite

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Theft from commercial worksites is becoming more common. It is said theft and business crimes make up to 20% of all crime in the UK. Theft crime can be very costly, not just due to the equipment lost, but also the possibility of not being able to work for the day, or however long it…

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Is my shop covered?
April 29, 2021

Is my shop covered?

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With the country opening again recently, business owners have been able to return to their livelihood. If you are returning to your shop, bakery or tearoom, this is the type of cover you will need to look at and review.     Shop insurance  Shop insurance  is an overview term for policies such as bakery…

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Marine Cargo – ‘Ever Given’ Suez Canal blockage impact
April 2, 2021

Marine Cargo – ‘Ever Given’ Suez Canal blockage impact

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Marine Cargo – ‘Ever Given’ Suez Canal blockage All customers with cargo onboard must contribute to the costs of the recovery and salvage costs to the Ever Given. If you have an Ascend Cargo insurance policy then this will be covered under the General Average extension – if you do not have marine insurance you…

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The FCA Supreme Court Test Case update
January 22, 2021

The FCA Supreme Court Test Case update

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The FCA Supreme Court Test Case update   Overview The Supreme Court handed down judgment on the 15th January 2021 on the FCA Business Interruption Test Case. It held resoundingly in favour of the FCA (on behalf of the policyholders) in relation to all types of clause under consideration – “Disease” clauses, “Prevention of Access”…

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Update: Business interruption extensions to COVID-19
January 22, 2021

Update: Business interruption extensions to COVID-19

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Update: FCA Test Case: Business interruption extensions to COVID-19   The Supreme Court judgment in the FCA Business Interruption Test Case was published on Friday 15th January 2021.   The Supreme Court did find in favour of the FCA and policyholders on the areas of dispute on eight insurers in the test case.   Please…

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Business interruption for charities
January 13, 2021

Business interruption for charities

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Have you considered the potential impact to your charity should disaster strike? Have you considered a fire, flood, or an opportunistic hacker? If not, it might be time you did! Let us take a look at what’s covered under business interruption. What is business interruption insurance? Business interruption insurance provides cover for losses following an… Read more
Review your charity’s insurance policy
January 6, 2021

Review your charity’s insurance policy

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Kick off the New Year making sure your charity is sufficiently covered As the New Year begins, it’s time to make sure your charity is ready for the year ahead. Carrying out an annual charity cover review to ensure that your insurance policies are adequate, suitable and represent value for money, is a clear demonstration… Read more
Risk Insight: How Coronavirus is affecting Cargo Insurance
May 24, 2020

Risk Insight: How Coronavirus is affecting Cargo Insurance

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Risk Insight: How Coronavirus is affecting Cargo Insurance Customers What is the likely/potential impact on Supply Chain? All areas of the supply chain in or via countries impacted expect to face reduced capacity to handle goods due to restrictions on movements of people and cargo. These restrictions are likely to have a significant impact on…

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Managing Your Exposures – Sport & Leisure Industry
May 22, 2020

Managing Your Exposures – Sport & Leisure Industry

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Managing Your Exposures – Sport & Leisure Industry Some risks are common to all in the sector property and casualty exposures for risks such as fire, flood or slips & trips – liability. Also, Business Interruption is a big consideration for those with a reliance on a specific location – for example a Hotel or…

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Don’t Wing It!
March 25, 2019

Don’t Wing It!

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Tut, tut. What would Colonel Sanders say? A chicken shop running out of chicken and one of the best-known brands in the world now facing reputational damage and ridicule. Picking through the bones of the sad story of KFC, which has left customers hungry, angry and even ringing police stations for help, after swapping distributor…

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