Category: Risk Management


Ready to reopen? Guidance for UK pubs and restaurants
April 5, 2021

Ready to reopen? Guidance for UK pubs and restaurants

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Ready to reopen? Guidance for UK pubs and restaurants Re-opening pubs and restaurants after lockdown can’t be treated as standard. Proprietors and managers need to look at this as though they are opening for the first time, with a particular emphasis on health and safety.   Hospitality businesses have faced a difficult time, following months of compulsory closures…

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Hot tub claims almost tripled since 2020
March 29, 2021

Hot tub claims almost tripled since 2020

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Hot tub claims almost tripled since 2020   Analysis of Aviva’s UK claims data reveals a year-on-year increase of 188%, in relation to accidental damage claims for hot tubs in 2020.   Scenarios included a grass strimmer bursting an inflatable tub, birds pecking holes in a spa cover and an engagement ring ripping a tub…

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Coronavirus support for business guide
March 18, 2021

Coronavirus support for business guide

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Coronavirus support for business guide   Download our financial aid guide detailing the assistance that is available to you following the 2021 budget.   As the UK prepares for the proposed Government roadmap to ease the lockdown restrictions, we want to ensure that our valued clients have access to the most up-to-date information to make your…

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A £250,000 bill after insurer rejects claim for wrecked home
March 15, 2021

A £250,000 bill after insurer rejects claim for wrecked home

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Family faces £250,000 bill after insurer rejects claim for wrecked home   Home minor works… are you covered? With over 70% of UK homeowners not advising their insurer about renovation work being undertaken, it is no surprise that when things go wrong there are many cases where insurance cover is invalid.   The builder has…

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How to prepare your business for Brexit
December 16, 2020

How to prepare your business for Brexit

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Britain left the EU on 31 January 2020 and we are now in a transition phase – what can you do to prepare?   Working with the Markel team, please find the enclosed guide to preparing your business for Brexit.   This guide will talk you through Brexit and help you on your journey towards…

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The insurance market is changing
December 7, 2020

The insurance market is changing

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The insurance market is changing… what can you do about it?   The insurance market operates in a similar way to many other marketplaces, in that it uses simple supply and demand principles. When there is an over-supply of product (too many insurance companies), prices are driven down; when supply is reduced or demand increases,…

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Putting your staff and volunteers first during lockdown
November 10, 2020

Putting your staff and volunteers first during lockdown

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How to keep in touch, communicate and put your employees and volunteers at the forefront during lockdown. As we come to the end of the first week of our national lockdown, it can be easy to focus on how your charity is doing, how many beneficiaries are being reached, how sales are going, how to…

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Why charities need cyber insurance, regardless of size
November 4, 2020

Why charities need cyber insurance, regardless of size

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Why charities need cyber insurance, regardless of their size With all the challenges and changes that Covid-19 is bringing we saw a sudden and near-total shift to remote working (and now a more measured transition to blended working) many charities have had to re-examine their existing cyber security practices. In the past year 20% of charities have…

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The recent COVID -19 High Court ruling
September 22, 2020

The recent COVID -19 High Court ruling

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The recent COVID -19 High Court ruling. This provides some clarity for customers’ business interruption claims caused by COVID-19 pandemic. The Background Following interruption to businesses due to the pandemic, insurers were showing inconsistency in dealing with claims. Many business interruption covers only provided property damage cover. However, some policies had infectious disease extensions or…

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Employer health and safety checklist
July 2, 2020

Employer health and safety checklist

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With many beginning to head back to work it is important that government regulations are followed to the letter. If regulations are not followed then should an incident occur, you may be liable. To help with this issue, Markel has produced a ten point checklist to ensure that you follow guidelines and are protected. You…

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