Two-fifths of London firms at risk of climate-fuelled flash floods London is facing an increasingly urgent problem as climate change increases the risk of flash floods. The capital’s 42% at-risk commercial buildings are vulnerable to surface water flooding, which caused chaos last summer when torrential downpours hit London. Imagine a city where every commercial or…
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Why cyber risk should be a priority for every boardroom
Why cyber risk should be a priority for every boardroom Cyber security is a top priority for many organisations, but the task can seem daunting. It’s now possible to make your business more secure with minimal effort, thanks not only to modern technology and resources like analytics tools—but also by making certain employees aware they…
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Cybersecurity Best Practices for an e-Commerce Website
Cybersecurity Best Practices for an e-Commerce Website Recent decades have seen tremendous growth in online activities, including online shopping, thanks to the evolution of technology and e-commerce platforms. This growth was only accelerated by COVID-19 – the pandemic led many businesses, in an effort to stay connected with customers, to shift from traditional in-person communication…
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Shareholder Protection
Shareholder Protection Keep your business functioning if the worst happens One of the most serious events a business can suffer is the loss of a shareholder. Most businesses depend on their shareholders for leadership and direction – and the equity they provide. On the death of any shareholder, the Articles of Association or…
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Summer Newsletter 2021
Welcome to our summer newsletter 2021! The Insurance Market While the rollout of a Covid-19 vaccine and the slow return to normality in 2021 has buoyed society & the market, there will still be challenges as the economy recovers from the deepest recession in modern history. In the insurance sector, many…
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The changing regulatory landscape in the UK and emerging risks
The changing regulatory landscape in the UK and emerging risks Historically, D&O risks were weighted towards securities litigation in North America, with many other territories experiencing a benign claim environment. This has changed in recent years. According to Chubb’s own data, the average large loss cost for D&O policies in the UK has tripled and…
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Why charities need cyber insurance, regardless of size
Why charities need cyber insurance, regardless of their size With all the challenges and changes Covid-19 is bringing, we have seen a sudden and near-total shift to remote working (and now a more measured transition to blended working), and many charities have had to re-examine their existing cyber security practices. In the past year, 20% of charities…
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Cyber Threats to the transport industry
Cyber threats and how they are being seen by the transport industry In the UK, according to the Government’s most recent Cyber Security Breaches Survey (June 2020) the extent of cyber security threats has widened and become more frequent with almost half of businesses reporting cyber security breaches or attacks in the previous 12 months…
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Navigating the modern cyber risks landscape
Navigating the modern cyber risks landscape With cyber criminals becoming more sophisticated by the day, business must act now to shore up their defenses. As recently as five years ago, cyber risk was widely perceived as a technological challenge. Protected by firewalls and virus protection software – not to mention the company IT…
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What is phishing and how dangerous can it be to you
In today’s digital world, cybercrime has become a powerful tool for criminals looking to steal data and extort money. The most dangerous of all the cyber attacks is phishing. Phishing at a glance: Phishing is a type of social engineering attack often used to steal user data, including logon credentials and credit card numbers.…
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