Category: Commercial


Ready to reopen? Guidance for UK pubs and restaurants
April 5, 2021

Ready to reopen? Guidance for UK pubs and restaurants

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Ready to reopen? Guidance for UK pubs and restaurants Re-opening pubs and restaurants after lockdown can’t be treated as standard. Proprietors and managers need to look at this as though they are opening for the first time, with a particular emphasis on health and safety.   Hospitality businesses have faced a difficult time, following months of compulsory closures…

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Marine Cargo – ‘Ever Given’ Suez Canal blockage impact
April 2, 2021

Marine Cargo – ‘Ever Given’ Suez Canal blockage impact

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Marine Cargo – ‘Ever Given’ Suez Canal blockage All customers with cargo onboard must contribute to the costs of the recovery and salvage costs to the Ever Given. If you have an Ascend Cargo insurance policy then this will be covered under the General Average extension – if you do not have marine insurance you…

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Insurance predictions for 2021
March 23, 2021

Insurance predictions for 2021

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Insurance predictions for 2021 This interview is with the Managing Director of LexisNexis Risk Solutions where he discusses the changes to the market. Could you talk us through the current landscape for your industry as we look ahead to 2021? The insurance market is undergoing a huge transformation driven by changes in customer needs and…

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Coronavirus support for business guide
March 18, 2021

Coronavirus support for business guide

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Coronavirus support for business guide   Download our financial aid guide detailing the assistance that is available to you following the 2021 budget.   As the UK prepares for the proposed Government roadmap to ease the lockdown restrictions, we want to ensure that our valued clients have access to the most up-to-date information to make your…

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Scaffolding & Roofing Insurance
March 16, 2021

Scaffolding & Roofing Insurance

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Liability insurance giving you peace of mind   As a scaffolder or roofer, you will know the number of dangers that come as part and parcel of the job. There are a huge number of unique risks that you could face, including scaffold collapse, falls from height, inadequate safety equipment and bad weather. These risks…

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A £250,000 bill after insurer rejects claim for wrecked home
March 15, 2021

A £250,000 bill after insurer rejects claim for wrecked home

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Family faces £250,000 bill after insurer rejects claim for wrecked home   Home minor works… are you covered? With over 70% of UK homeowners not advising their insurer about renovation work being undertaken, it is no surprise that when things go wrong there are many cases where insurance cover is invalid.   The builder has…

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Construction – managing your liquidity challenges
March 9, 2021

Construction – managing your liquidity challenges

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Construction – managing your liquidity challenges   COVID19 has changed the way we live in almost every aspect of life, especially our careers and the way we run our businesses. The construction industry took a massive hit with COVID as many of you are aware. The volume of construction projects and future orders reduced as…

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COVID-19: How to reduce the risk of employers’ liability claims
February 12, 2021

COVID-19: How to reduce the risk of employers’ liability claims

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COVID-19: How to reduce the risk of employers’ liability claims   As the country gradually moves towards the ‘new normal’, it is inevitable and understandable that employers will now be focusing on implementing the necessary changes to their working practices, allowing them to operate not only safely but also profitably. Business owners and, indeed, their…

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Planning ahead for the winter cold
November 11, 2020

Planning ahead for the winter cold

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Every year the weather seems to get more extreme, both in summer and winter. This means that businesses need to start thinking ahead for preparing their commercial premises for winter. Allianz have prepared a great guide for preparing properties for the winter. The Allianz guide gives great advice on precautions business owners should take with…

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The recent COVID -19 High Court ruling
September 22, 2020

The recent COVID -19 High Court ruling

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The recent COVID -19 High Court ruling. This provides some clarity for customers’ business interruption claims caused by COVID-19 pandemic. The Background Following interruption to businesses due to the pandemic, insurers were showing inconsistency in dealing with claims. Many business interruption covers only provided property damage cover. However, some policies had infectious disease extensions or…

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