Tag Archives: bfsc insurance


Will your insurance policy respond correctly between BFSC & LOSC?
May 5, 2021

Will your insurance policy respond correctly between BFSC & LOSC?

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Is your contractors policy set up correctly?   The insurance definition of BFSC & LOSC is different to the HMRC definition. Make sure you have the correct procedures in place to ensure your insurance policies respond in your time of need. Whilst it is difficult to provide an accurate definition (as the law does not…

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Subcontractors – The difference between LOSC and BFSC
June 3, 2020

Subcontractors – The difference between LOSC and BFSC

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The insurance definition of BFSC & LOSC is different to the HMRC definition. Ensure you have the correct procedures in place to ensure your insurance policies respond in your time of need. Whilst it is difficult to provide an accurate definition (as the law does not provide one), it is important try to correctly determine…

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Construction mistakes – The use of subcontractors
February 4, 2018

Construction mistakes – The use of subcontractors

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Ian Lawley, Technical Director at Ascend Broking highlights some areas that need consideration when employing subcontractors and the potential exposure to your insurance arrangements.   Many clients use subcontractors in the course of their business. This is quite normal of course and the client will expect to be insured for their use. But do they…

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