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Plant Insurance – (the bit that dropped off)
It seems that most Contractors (and their brokers) are quite unaware that the cover they buy for Plant and Hired-in Plant is far from the best.
Perhaps 99% of Contractors have their Plant and Hired-in Plant insured under a standard Contractors All Risks policy and if you are one of them just ask yourself, does my policy cover these?- Reinstatement as new for up to two years
- Transit by Ro-Ro ferry
- Cover in the EU
- Loss of Use
- Loss of Keys
- Signwriting and Livery
- Plant on free loan to you
- Plant you hire out without any hire conditions
- Temporary & fast-tracked repair
- Overload testing
- Multiple lifting
- Additional Finance Costs
- Automatic cover for new purchases (subject to declaration)
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