26 January 2017
Key Facts – High Net Worth Personal Insurance
KEY FACTS - High Net Worth Household Insurance
[caption id="attachment_1059" align="alignnone" width="300"]
High Net Worth[/caption]
1. 50% of homes are underinsured
Avoid this through our appraisal service/full cost damage & rebuild
2. Automatic agreed value approach
From day one all possessions are covered on an agreed value without quibble—this includes motor vehicles and not the market value at time of loss.
3. All Risks worldwide cover
Automatic cover on all your possessions including accidental damage
4. No restrictive conditions or warranties
No small print to restrict your lifestyle. An example would be no condition that your alarm needs to be fully armed if you leave the premises.
5. New for old
When replacing contents we pay what it costs to replace the item with no deductions on depreciation—even on clothing.
Want to know more?
6. All homes on one policy
Any property you own can benefit from this lifestyle package including your children's contents whilst away at university.
7. Extended liability cover included.
Legal liability for your family to include libel, slander & defamation, legal expenses including employment disputes.
8. Travel included
Annual family travel insurance with no pre medical questionnaire including any domestic staff residing with you.
9. Replacement of a pair or set
If you lose one item of a pair you can choose to have the full replacement.
10. Valuations only required for high value items
We only ask for valuations if an item exceeds £25,000 for jewellery and £50,000 for other valuables not £1,000!
11. Instant cover for newly acquired pieces
Up to 25% of the contents sum insured for 60 days.
12. Comprehensive cover on borrowed vehicles
Most insurers only provide third party. And we include free breakdown.
To find out more please click here
To find out more about Ascend Broking Group click here
High Net Worth[/caption]
1. 50% of homes are underinsured
Avoid this through our appraisal service/full cost damage & rebuild
2. Automatic agreed value approach
From day one all possessions are covered on an agreed value without quibble—this includes motor vehicles and not the market value at time of loss.
3. All Risks worldwide cover
Automatic cover on all your possessions including accidental damage
4. No restrictive conditions or warranties
No small print to restrict your lifestyle. An example would be no condition that your alarm needs to be fully armed if you leave the premises.
5. New for old
When replacing contents we pay what it costs to replace the item with no deductions on depreciation—even on clothing.
Want to know more?
6. All homes on one policy
Any property you own can benefit from this lifestyle package including your children's contents whilst away at university.
7. Extended liability cover included.
Legal liability for your family to include libel, slander & defamation, legal expenses including employment disputes.
8. Travel included
Annual family travel insurance with no pre medical questionnaire including any domestic staff residing with you.
9. Replacement of a pair or set
If you lose one item of a pair you can choose to have the full replacement.
10. Valuations only required for high value items
We only ask for valuations if an item exceeds £25,000 for jewellery and £50,000 for other valuables not £1,000!
11. Instant cover for newly acquired pieces
Up to 25% of the contents sum insured for 60 days.
12. Comprehensive cover on borrowed vehicles
Most insurers only provide third party. And we include free breakdown.
To find out more please click here
To find out more about Ascend Broking Group click here 
