Category: Construction


The recent COVID -19 High Court ruling
September 22, 2020

The recent COVID -19 High Court ruling

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The recent COVID -19 High Court ruling. This provides some clarity for customers’ business interruption claims caused by COVID-19 pandemic. The Background Following interruption to businesses due to the pandemic, insurers were showing inconsistency in dealing with claims. Many business interruption covers only provided property damage cover. However, some policies had infectious disease extensions or…

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Why construction should embrace technological advances
September 16, 2020

Why construction should embrace technological advances

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Construction is one industry that has been slow in embracing the considerable technological advances that the past decade has seen. Advancements have allowed for sites to be safer and more efficient. Technology also diminishes risk in many ways and as the country eases itself out of lockdown, technology extremely valuable. Many companies are increasingly turning…

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Ascend launch new style credit insurance
July 8, 2020

Ascend launch new style credit insurance

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Ascend Broking Group have launched a revolutionary new credit insurance facility on a per-invoice basis from just £5.60* per policy, making it much more affordable and than traditional credit insurance. Credit insurance allows your business to grow by offering credit terms to new buyers, knowing that you’re protected if things don’t go to plan. It…

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Subcontractors – The difference between LOSC and BFSC
June 3, 2020

Subcontractors – The difference between LOSC and BFSC

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The insurance definition of BFSC & LOSC is different to the HMRC definition. Ensure you have the correct procedures in place to ensure your insurance policies respond in your time of need. Whilst it is difficult to provide an accurate definition (as the law does not provide one), it is important try to correctly determine…

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Mothballed Construction Sites Part 2: Securing the Site
May 16, 2020

Mothballed Construction Sites Part 2: Securing the Site

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Mothballed Construction Sites Part 2: Securing the Site In this second part of our two-part series focusing on construction sites, we will look at some of the best solutions for securing those projects that have been abandoned as a result of the Coronavirus pandemic. Click here to read Mothballed Construction Sites Part 1: Leaving the…

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Construction sites operating during the Coronavirus
May 12, 2020

Construction sites operating during the Coronavirus

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Construction sites operating during the Coronavirus Construction sites operating during the Coronavirus COVID-19 pandemic need to ensure they are protecting their workforce and minimising the risk of spread of infection. This guidance is intended to introduce consistent measures on sites of all sizes, in line with the Government’s recommendations on social distancing. Self-Isolation Anyone who…

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Protecting staff, buildings, vehicles and businesses
April 30, 2020

Protecting staff, buildings, vehicles and businesses

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COVID-19 – protecting staff, buildings, vehicles and businesses Contamination Deep Cleaning service, through our managed repair business, Crawford Contractor Connection (CCC), is aimed at clients who require the skills of our technical and specialised cleaning contractors to provide decontamination and containment solutions following an outbreak and its subsequent disruption: – Full deep clean and decontamination of premises following…

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Mothballed Construction Sites Part 1: Leaving the Site
April 22, 2020

Mothballed Construction Sites Part 1: Leaving the Site

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Mothballed construction sites Part 1: Leaving the site This current situation opens up a host of new risks arising from the cessation of work, the biggest being an unoccupied property which presents a range of issues that must be addressed quickly. In this article, Ensurance provide advice on some new risks and offer some simple best-practice advice and guidance…

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Managing your vehicles that are off the road – SORN
April 17, 2020

Managing your vehicles that are off the road – SORN

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Managing your vehicles – SORN Where vehicles will not be required for a reasonable period of time, sorning (Statutory Off-Road Notification) and asking your insurer to reduce cover to ‘Laid Up’ risks only, as part of your normal vehicle declarations, is one way of helping manage your expenses. However, this does mean that you will need a secure off-road…

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Travel cancellation coverage – what you need to know
March 1, 2020

Travel cancellation coverage – what you need to know

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Given recent developments concerning the rise in reported cases of coronavirus worldwide, the outbreak is stoking fears among travellers. Many are wondering whether travel insurance will protect them in case they cancel their trip, become sick while abroad, or if their flight is grounded. So how do you know what you have cover for? It…

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