Category: Construction


Testing & Vaccination Challenges
April 20, 2021

Testing & Vaccination Challenges

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If you’re considering COVID-19 testing in your workplace, whether for employees, visitors or contractors, it’s important you are aware of the possible potential implications for your liability insurance covers. Similarly, if you’re considering or are approached by a relevant authority about your premises/site being used as a testing facility (whether asymptomatic or symptomatic) or vaccination…

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Measures to Reinstate Plant, Equipment and LPS
April 19, 2021

Measures to Reinstate Plant, Equipment and LPS

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This Loss Prevention Standard contains guidance on how to reduce risks when you are planning to reinstate process plant and equipment that have been shut down or mothballed on a temporary basis, for example in response to a business downturn or forced closure due to external factors such as an epidemic/pandemic event This document is…

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Common insurance mistakes to avoid for your small business
April 14, 2021

Common insurance mistakes to avoid for your small business

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Common insurance mistakes to avoid for your small business The easiest way to avoid liability and probable financial loss is to secure your business against unforeseeable circumstances. Failure to do so jeopardizes the chance of your venture’s success and exposes you to the danger of losing all you have built over the years. Although most…

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How trade credit insurance secures your cashflow
April 12, 2021

How trade credit insurance secures your cashflow

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How trade credit insurance secures your cashflow   In the UK, nearly 1 in 7 SMEs fail to pay wages on time due to cashflow problems (source: Intuit Quickbooks, 2019). Granting trade credit has advantages, but also creates an account receivable that weighs on your clients’ working capital – it is cash that is not…

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Marine Cargo – ‘Ever Given’ Suez Canal blockage impact
April 2, 2021

Marine Cargo – ‘Ever Given’ Suez Canal blockage impact

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Marine Cargo – ‘Ever Given’ Suez Canal blockage All customers with cargo onboard must contribute to the costs of the recovery and salvage costs to the Ever Given. If you have an Ascend Cargo insurance policy then this will be covered under the General Average extension – if you do not have marine insurance you…

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Insurance predictions for 2021
March 23, 2021

Insurance predictions for 2021

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Insurance predictions for 2021 This interview is with the Managing Director of LexisNexis Risk Solutions where he discusses the changes to the market. Could you talk us through the current landscape for your industry as we look ahead to 2021? The insurance market is undergoing a huge transformation driven by changes in customer needs and…

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Coronavirus support for business guide
March 18, 2021

Coronavirus support for business guide

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Coronavirus support for business guide   Download our financial aid guide detailing the assistance that is available to you following the 2021 budget.   As the UK prepares for the proposed Government roadmap to ease the lockdown restrictions, we want to ensure that our valued clients have access to the most up-to-date information to make your…

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Scaffolding & Roofing Insurance
March 16, 2021

Scaffolding & Roofing Insurance

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Liability insurance giving you peace of mind   As a scaffolder or roofer, you will know the number of dangers that come as part and parcel of the job. There are a huge number of unique risks that you could face, including scaffold collapse, falls from height, inadequate safety equipment and bad weather. These risks…

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Construction – managing your liquidity challenges
March 9, 2021

Construction – managing your liquidity challenges

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Construction – managing your liquidity challenges   COVID19 has changed the way we live in almost every aspect of life, especially our careers and the way we run our businesses. The construction industry took a massive hit with COVID as many of you are aware. The volume of construction projects and future orders reduced as…

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The recent COVID -19 High Court ruling
September 22, 2020

The recent COVID -19 High Court ruling

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The recent COVID -19 High Court ruling. This provides some clarity for customers’ business interruption claims caused by COVID-19 pandemic. The Background Following interruption to businesses due to the pandemic, insurers were showing inconsistency in dealing with claims. Many business interruption covers only provided property damage cover. However, some policies had infectious disease extensions or…

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