Category: Business


Ready to reopen? Guidance for UK pubs and restaurants
April 5, 2021

Ready to reopen? Guidance for UK pubs and restaurants

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Ready to reopen? Guidance for UK pubs and restaurants Re-opening pubs and restaurants after lockdown can’t be treated as standard. Proprietors and managers need to look at this as though they are opening for the first time, with a particular emphasis on health and safety.   Hospitality businesses have faced a difficult time, following months of compulsory closures…

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Marine Cargo – ‘Ever Given’ Suez Canal blockage impact
April 2, 2021

Marine Cargo – ‘Ever Given’ Suez Canal blockage impact

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Marine Cargo – ‘Ever Given’ Suez Canal blockage All customers with cargo onboard must contribute to the costs of the recovery and salvage costs to the Ever Given. If you have an Ascend Cargo insurance policy then this will be covered under the General Average extension – if you do not have marine insurance you…

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Hot tub claims almost tripled since 2020
March 29, 2021

Hot tub claims almost tripled since 2020

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Hot tub claims almost tripled since 2020   Analysis of Aviva’s UK claims data reveals a year-on-year increase of 188%, in relation to accidental damage claims for hot tubs in 2020.   Scenarios included a grass strimmer bursting an inflatable tub, birds pecking holes in a spa cover and an engagement ring ripping a tub…

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Coronavirus support for business guide
March 18, 2021

Coronavirus support for business guide

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Coronavirus support for business guide   Download our financial aid guide detailing the assistance that is available to you following the 2021 budget.   As the UK prepares for the proposed Government roadmap to ease the lockdown restrictions, we want to ensure that our valued clients have access to the most up-to-date information to make your…

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A £250,000 bill after insurer rejects claim for wrecked home
March 15, 2021

A £250,000 bill after insurer rejects claim for wrecked home

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Family faces £250,000 bill after insurer rejects claim for wrecked home   Home minor works… are you covered? With over 70% of UK homeowners not advising their insurer about renovation work being undertaken, it is no surprise that when things go wrong there are many cases where insurance cover is invalid.   The builder has…

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Navigating the modern cyber risks landscape
March 5, 2021

Navigating the modern cyber risks landscape

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Navigating the modern cyber risks landscape   With cyber criminals becoming more sophisticated by the day, business must act now to shore up their defenses.   As recently as five years ago, cyber risk was widely perceived as a technological challenge. Protected by firewalls and virus protection software – not to mention the company IT…

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10 ways to reduce the damage floods cause in the home
February 26, 2021

10 ways to reduce the damage floods cause in the home

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10 ways to reduce damage floods cause in the home   Around 400 homes were flooded as a result of Storm Christoph earlier this year, the Environment Agency has confirmed. Severe rain weather warnings, meaning ‘danger to life’, were issued for parts of northern and central England, while separate yellow warnings, meaning ‘be aware’, were…

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COVID-19: Guidance on how to manage unhappy employees
February 19, 2021

COVID-19: Guidance on how to manage unhappy employees

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COVID-19: Guidance on how to manage unhappy employees   At this strange time we’re living through, many employers are considering how they will bring back their employees from a period of furlough or a return to the workplace after a lengthy period of home working. Telephone conversations with the employee may have raised a distinct…

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COVID-19: How to reduce the risk of employers’ liability claims
February 12, 2021

COVID-19: How to reduce the risk of employers’ liability claims

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COVID-19: How to reduce the risk of employers’ liability claims   As the country gradually moves towards the ‘new normal’, it is inevitable and understandable that employers will now be focusing on implementing the necessary changes to their working practices, allowing them to operate not only safely but also profitably. Business owners and, indeed, their…

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Rules that all drivers should know
January 7, 2021

Rules that all drivers should know

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Drivers’ hours rules   Where you use analogue tachographs, you must also carry your driver smart card if you hold one, and all chart records (not photocopies), plus any legally required manual records for the current day and the previous 28 calendar days.   Where chart records have been made, they must be carried when…

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