Category: Directors & Officers


June 1, 2022

D&O insurance structure

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What is the structure of D&O insurance? The structure of a D&O insurance policy depends on which of three insuring agreements are purchased (ABC policies are generally chosen, as these are standard form policies for publicly listed companies. For private or non-profit companies, only AB policies would be used) [see table]. Directors and officers are…

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May 9, 2022

Ascend Free Security Survey – find out more

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Did you know? • 36% of all burglaries are crimes of opportunity, with burglars letting themselves in through unlocked doors or windows. • You are ten times more likely to be burgled if you don’t have basic security. Even something as simple as putting strong locks on your doors and windows will keep your house…

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May 9, 2022

Employment Practice Liability cover – what is it?

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Employment Practice Liability cover – what is it? The Cause British law works on the principle that someone accused of wrongdoing is innocent until proven guilty.  In the workplace this means that when handling a disciplinary issue with a member of staff the employer must follow due process, investigate the allegation and be sure that…

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May 9, 2022

Engineering contractors

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Engineering contractors Engineering plays a hugely important part of the UK economy, accounting for more than a quarter of the UK’s total GDP with nearly 50,000 contractors working in the sector. The vast majority of engineering contractors are experienced professionals and rarely make mistakes – but understanding the risks involved with each project is important…

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May 9, 2022

What to do after a break in

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What to do after a burglary If you’ve been through the unsettling experience of a burglary, you’re certainly not alone. According to security experts IFSEC Global, there is an attempted burglary every 45 seconds in the UK; every 76 seconds there’s a successful one. The idea an intruder has entered your house can come as…

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keyman
May 3, 2022

Motor Fleet – 8 tips to keep your insurance cost down

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Motor Fleet – 8 tips to keep your insurance cost down Our specialist transportation division is able to provide our clients with exclusive discounts often not available in the open market and our integrated IT system ensures you benefit from instant quotes and immediate cover. Motor fleet – Haulage Fleet Motor Fleet – Courier Fleet…

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May 3, 2022

What is business interruption?

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What is business interruption? At the outset of your claim, it is essential that work is focused on establishing liability acceptance from your insurance company. A delay in getting liability accepted on a commercial loss can have dire consequences for any business’s future, as cash flow can be impacted for several months. With Morgan Clark…

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May 3, 2022

What are your self-insurance options?

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What are your self-insurance options? Self-insurance is one way businesses can maintain some control over their own risks, while still being able to purchase protection at higher entry levels when needed, through an insurer – at rates much lower than those offered by traditional programmes.   What can self-insurance programmes cover? Almost any type of…

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May 1, 2022

D&O insurance explained

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D&O insurance explained D&O insurance policies offer liability cover for company managers to protect them from claims which may arise from the decisions and actions taken within the scope of their regular duties. 5 key insurance issues Increased corporate governance means more D&O exposures D&O insurance covers claims resulting from managerial decisions that have adverse…

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April 27, 2022

How to get redundancy right

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How to get redundancy right Last month P&O Ferries found themselves in deep water after dismissing 800 of their employees without notice via a video message. Redundancy is a tricky issue to navigate, here’s how to make it as painless as possible for both employer and employee: Is redundancy appropriate? To follow a fair redundancy…

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