Author: Stuart Belbin


Insurers have paid £968m in interim and final BI claims payments so far
August 17, 2021

Insurers have paid £968m in interim and final BI claims payments so far

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The FCA calculates that 26,238 policyholders out of 41,666 who have had BI claims linked to the test case action accepted have received at least an interim payment so far!   https://www.insurancetimes.co.uk/news/insurers-have-paid-968m-in-interim-and-final-bi-claims-payments-so-far/1438504.article   Although you may or may not have received a settlement for your Business Interruption Covid claim, are you now happy in the…

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Fire – a commercial kitchen’s biggest risk
May 12, 2021

Fire – a commercial kitchen’s biggest risk

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A brilliant article by a Senior Risk Manager at QBE explains how you can protect your commercial kitchen from the risk of fire: If you operate a commercial kitchen, fire is one of the biggest risks.   Most kitchens will build-up deposits of fat, oil and grease in the ventilation system (most notably, inside the…

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Will your insurance policy respond correctly between BFSC & LOSC?
May 5, 2021

Will your insurance policy respond correctly between BFSC & LOSC?

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Is your contractors policy set up correctly?   The insurance definition of BFSC & LOSC is different to the HMRC definition. Make sure you have the correct procedures in place to ensure your insurance policies respond in your time of need. Whilst it is difficult to provide an accurate definition (as the law does not…

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How are care homes affected by the changing of restrictions?
April 28, 2021

How are care homes affected by the changing of restrictions?

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The government have allowed care home residents in England two regular visitors indoors starting from the 12th April   An article taken from the BBC explained the updates to care homes starting from the 12th April, as the rest of the country also enjoyed the lifting of some restrictions.   The full article can be…

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Charity shops off to a flying start with restrictions lifting
April 21, 2021

Charity shops off to a flying start with restrictions lifting

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Charity shops off to a flying start following the lifting of restrictions Charity shops across the UK have seen an increase in donations, even the ones that have remained closed, with items being left outside the shops. Charities have requested that items are not dumped outside the front of the shops. Once items are dumped…

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The need for rail freight is increasing
April 14, 2021

The need for rail freight is increasing

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The use of rail freight continues to increase Although during the pandemic passenger rail services were greatly reduced, the need for goods to be moved around the country continued, if not increased, due to the demand for food and hygiene goods. And it’s not only tangible goods that rely on rail services; GB Railfreight, the…

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Free PPE for Health and Social Care extended until 2022
April 7, 2021

Free PPE for Health and Social Care extended until 2022

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Care sector set to receive free PPE until March 2022 following Government announcement With the global pandemic still ongoing, the extension of free PPE to health and social care providers has been gratefully received. The Government confirmed the extension as the usage of PPE equipment is expected to remain high throughout the next financial year.…

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Charities need to be fraud aware
March 25, 2021

Charities need to be fraud aware

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Charities need to be fraud aware The charity sector has an annual income of over £69 billion making the sector vulnerable from acts of fraud and financial crime. Charity trustees have a duty to manage their charity’s resources responsibly and ensure that funds are protected, applied and accounted for. Therefore they must make sure suitable…

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Abuse cover
March 17, 2021

Abuse cover

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Abuse Cover The Charity Commission released their safeguarding strategy in 2017. The strategy sets out the duty of care charities must display when it comes to preventing abuse, with one major point being that safeguarding should not only apply to those who are most vulnerable, but actually any party who comes into contact with the…

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Do you know why public liability is so important for your charity?
March 10, 2021

Do you know why public liability is so important for your charity?

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The importance of public liability for your charity Public liability insurance is an important insurance cover requirement for all companies, so what is it and why do you need it? As an advice-based insurance broker, we thought we would share our knowledge with you on public liability insurance:   Public liability insurance explained: Public liability insurance is… Read more