Did you know? • 36% of all burglaries are crimes of opportunity, with burglars letting themselves in through unlocked doors or windows. • You are ten times more likely to be burgled if you don’t have basic security. Even something as simple as putting strong locks on your doors and windows will keep your house…
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Employment Practice Liability cover – what is it?
Employment Practice Liability cover – what is it? The Cause British law works on the principle that someone accused of wrongdoing is innocent until proven guilty. In the workplace this means that when handling a disciplinary issue with a member of staff the employer must follow due process, investigate the allegation and be sure that…
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Engineering contractors
Engineering contractors Engineering plays a hugely important part of the UK economy, accounting for more than a quarter of the UK’s total GDP with nearly 50,000 contractors working in the sector. The vast majority of engineering contractors are experienced professionals and rarely make mistakes – but understanding the risks involved with each project is important…
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What to do after a break in
What to do after a burglary If you’ve been through the unsettling experience of a burglary, you’re certainly not alone. According to security experts IFSEC Global, there is an attempted burglary every 45 seconds in the UK; every 76 seconds there’s a successful one. The idea an intruder has entered your house can come as…
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Motor Fleet – 8 tips to keep your insurance cost down
Motor Fleet – 8 tips to keep your insurance cost down Our specialist transportation division is able to provide our clients with exclusive discounts often not available in the open market and our integrated IT system ensures you benefit from instant quotes and immediate cover. Motor fleet – Haulage Fleet Motor Fleet – Courier Fleet…
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What is business interruption?
What is business interruption? At the outset of your claim, it is essential that work is focused on establishing liability acceptance from your insurance company. A delay in getting liability accepted on a commercial loss can have dire consequences for any business’s future, as cash flow can be impacted for several months. With Morgan Clark…
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The 8 most unusual insurance requests made by high net worth customers
The 8 most unusual insurance requests made by high net worth customers A household name insurer looking back over the last ten years, Aviva has listed its strangest claims and requests for insurance cover from its high net worth customers, including an ornamental Ferrari, a 72 foot dinosaur and a pesky badger! Aviva has been…
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Why an independent broker?
Why an independent broker? We know that buying insurance can be difficult. Searching the market for the right product at the right price can be exhausting – and once you’ve found a product, how do you know that you’ve got the right level of cover? An independent insurance broker can make the process much easier,…
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Why insurance is important to you and your family
Why insurance is important to you and your family 1 – Protection for you and your family Your family depend on your financial support to enjoy a decent standard of living, which is why insurance is especially important once you start a family. It means the people who matter most in your life may be…
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Bad weather – the need for a sound fleet insurance policy
Bad weather reinforces the need for sound fleet insurance policy Winter weather fleet insurance policy Significant storms, like many we have witnessed in recent years, and bad weather prevent many workers from being able to report for work, creating significant declines in revenue for the duration of the bad weather, or even for a…
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