If you’re considering COVID-19 testing in your workplace, whether for employees, visitors or contractors, it’s important you are aware of the possible potential implications for your liability insurance covers. Similarly, if you’re considering or are approached by a relevant authority about your premises/site being used as a testing facility (whether asymptomatic or symptomatic) or vaccination…
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Author: Admin
Measures to Reinstate Plant, Equipment and LPS
This Loss Prevention Standard contains guidance on how to reduce risks when you are planning to reinstate process plant and equipment that have been shut down or mothballed on a temporary basis, for example in response to a business downturn or forced closure due to external factors such as an epidemic/pandemic event This document is…
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Business interruption for charities
Have you considered the potential impact to your charity should disaster strike? Have you considered a fire, flood, or an opportunistic hacker? If not, it might be time you did! Let us take a look at what’s covered under business interruption. What is business interruption insurance? Business interruption insurance provides cover for losses following an…
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Review your charity’s insurance policy
Kick off the New Year making sure your charity is sufficiently covered As the New Year begins, it’s time to make sure your charity is ready for the year ahead. Carrying out an annual charity cover review to ensure that your insurance policies are adequate, suitable and represent value for money, is a clear demonstration…
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A breakdown of your charity’s Commercial Combined policy
What does a Commercial Combined policy look like for your charity? As a charity trustee, director or someone with the responsibility of arranging the insurance policies for your charity, it is important to understand the covers in place at the moment and what could be needed. With this blog, I aim to help you along…
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Assessing risks when emerging from lockdown
Assessing risks as your charity prepares for the end of England's national lockdown As the end of our second national lockdown comes to an end, it’s important to look at how your organisation assesses its risks. The Health and Safety at work Act 1974 made it necessary for every organisation to think about how they…
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What is phishing and how dangerous can it be to you
In today’s digital world, cybercrime has become a powerful tool for criminals looking to steal data and extort money. The most dangerous of all the cyber attacks is phishing. Phishing at a glance: Phishing is a type of social engineering attack often used to steal user data, including logon credentials and credit card numbers. In…
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Retailers prepare for surge in COVID-19 claims
Socially distanced queues, mandatory face coverings and hand sanitiser upon entry are some of the features of the post-lockdown retail experience, as we move into the recovery phase of the COVID-19 pandemic. While some retail operations have stayed open throughout the pandemic as an essential service, many more have only recently been able to reopen…
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Planning ahead for the winter cold
Every year the weather seems to get more extreme, both in summer and winter. This means that businesses need to start thinking ahead for preparing their commercial premises for winter. Allianz have prepared a great guide for preparing properties for the winter. The Allianz guide gives great advice on precautions business owners should take with…
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Putting your staff and volunteers first during lockdown
How to keep in touch, communicate and put your employees and volunteers at the forefront during lockdown. As we come to the end of the first week of our national lockdown, it can be easy to focus on how your charity is doing, how many beneficiaries are being reached, how sales are going, how to…
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