Tag Archives: risk management


Download our underinsurance guide
May 24, 2018

Download our underinsurance guide

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Underinsurance is a frequently used term in insurance and often associated with ‘Average’ although the two should not be confused. The potential impact of underinsurance in the event of a claim should not be underestimated. The following statistics published by Barrett Corp Harrington for 2007/11 indicate the extent of the problem: • 85% of cases…

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Employment Law – 2018 information and facts & figures
April 25, 2018

Employment Law – 2018 information and facts & figures

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Working with Coates & Co, specialists in Employment Law, we have been able to provide you with a summary of useful Employment Law facts and figures that will apply from April 2018. This informative summary for 2018/19 gives details of: Employment compensation limits Statutory redundancy Maternity, paternity and sick pay entitlement The national minimum wage…

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Time to direct yourself to D&O insurance?
April 2, 2018

Time to direct yourself to D&O insurance?

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Heading up a company is not easy. Directors are governed by a plethora of laws and regulations threatening financial exposure and personal sanctions should any breach occur. It may not even be a result of your personal negligence. You may just have been unaware what others under you control and jurisdiction were doing. Many people…

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5 steps to an accident free Easter egg hunt
April 1, 2018

5 steps to an accident free Easter egg hunt

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Easter egg hunts can be a fantastic way to raise funds – the upfront costs are minimal, it is an enjoyable way of getting people involved in your cause and there are tasty prizes for everyone involved. It is a good opportunity for all members of the community, regardless of age, to come together and…

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Guide for employees driving in the snow
March 18, 2018

Guide for employees driving in the snow

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What simple steps can you take to keep your business, employees and the public safe during severe snow? Download Employee Driving Tips • Steps should be taken to make sure that water pipes don’t freeze – especially outdoor pipes. If any external pipes aren’t used in the winter, their water supply should be switched off…

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How To Safely Walk On Ice
March 3, 2018

How To Safely Walk On Ice

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With more snow forecast this week, you’re likely to encounter a bit of ice. As well as meaning the weather is going to be on the chilly side, ice also poses an issue when it comes to walking for yourself, staff and members of the public. All it takes is for you to step incorrectly…

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Water damage – over 25% of all claims originated from this risk
February 18, 2018

Water damage – over 25% of all claims originated from this risk

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In 2016, escape of water contributed to over a quarter of all domestic property insurance claims, ranking above ‘weather’ and ‘fire and explosion’. Between January and September 2017, these claims totalled £483m – an increase on the previous year. However, it’s also an issue in the commercial space. The continuing rise in escape of water…

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Business Description – A Cautionary Tale
February 12, 2018

Business Description – A Cautionary Tale

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Does your business description on your policy documentation fully describe all your business activities? We often discover inaccurate or incorrect descriptions which could make a policy void in the event of a claim, we explain more ….. A man is working on a building site somewhere in Essex. A trained operator, he is digging a hole…

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Hauliers Liability – The importance of arranging the correct cover for your business
January 29, 2018

Hauliers Liability – The importance of arranging the correct cover for your business

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Simon Horton, Transportation Director at Ascend Broking takes a look at a hauliers responsibility for customers goods whilst they are in your care, custody or control. Hauliers are liable for loss or damage to goods at Common Law unless you operate under conditions of carriage or unless a statute applies. To carry under common law…

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Two new motor fleet insurers enter the UK market
January 23, 2018

Two new motor fleet insurers enter the UK market

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Following the withdrawal of a number of motor fleet insurers in 2016/17, January has seen two new entrants utilising a select distribution network, one exclusively providing terms only with the use of forward thinking technology. We provide a brief overview as to how a different approach to the way you purchase motor fleet insurance can…

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