Tag Archives: risk management


Water damage – over 25% of all claims originated from this risk
February 18, 2018

Water damage – over 25% of all claims originated from this risk

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In 2016, escape of water contributed to over a quarter of all domestic property insurance claims, ranking above ‘weather’ and ‘fire and explosion’. Between January and September 2017, these claims totalled £483m – an increase on the previous year. However, it’s also an issue in the commercial space. The continuing rise in escape of water […]

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Business Description – A Cautionary Tale
February 12, 2018

Business Description – A Cautionary Tale

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Does your business description on your policy documentation fully describe all your business activities? We often discover inaccurate or incorrect descriptions which could make a policy void in the event of a claim, we explain more ….. A man is working on a building site somewhere in Essex. A trained operator, he is digging a hole […]

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Hauliers Liability – The importance of arranging the correct cover for your business
January 29, 2018

Hauliers Liability – The importance of arranging the correct cover for your business

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Simon Horton, Transportation Director at Ascend Broking takes a look at a hauliers responsibility for customers goods whilst they are in your care, custody or control. Hauliers are liable for loss or damage to goods at Common Law unless you operate under conditions of carriage or unless a statute applies. To carry under common law […]

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Two new motor fleet insurers enter the UK market
January 23, 2018

Two new motor fleet insurers enter the UK market

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Following the withdrawal of a number of motor fleet insurers in 2016/17, January has seen two new entrants utilising a select distribution network, one exclusively providing terms only with the use of forward thinking technology. We provide a brief overview as to how a different approach to the way you purchase motor fleet insurance can […]

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Cyber Liability Insurance Explained – Our Free eBook
January 21, 2018

Cyber Liability Insurance Explained – Our Free eBook

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Cyber crime is continuing to increase and so are the insurance products available to you from insurers. But not all are the same. So how do you know what the right coverage and risk management policy is going to be right for your business? To help you through this process Ascend have put together an […]

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How to get the best price for your Haulage Motor fleet
January 12, 2018

How to get the best price for your Haulage Motor fleet

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Specialist insurance for the Transportation and Haulage sector needs a unique approach. It is important to engage a broker that has a specialism in your industry. They  must have the knowledge and expertise in your business sector and be able to provide you with full market access. But how can you ensure you are able to obtain the […]

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New Year Resolution No. 1 – underinsurance and how it can leave your business seriously exposed
January 4, 2018

New Year Resolution No. 1 – underinsurance and how it can leave your business seriously exposed

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As part of our New Year resolution tips we tackle underinsurance. Many businesses find themselves underinsured at a time of loss and only receive a fraction of the true value of a claim. It is thought that up to 80% of the UK’s commercial properties are underinsured and 40% of businesses underinsure their business interruption […]

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Preparing for high winds
January 2, 2018

Preparing for high winds

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Your brolly’s inside out, you’re leaning into the wind to walk but getting nowhere while rain lashes, sticking your clothes to your body. That’s stormy weather for you. A broken brolly’s not the end of the world and clothes dry out, but when winds are strong enough to damage your home it’s often a bit […]

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Simon Horton joins Ascend to head up Transportation & Logistics
December 21, 2017

Simon Horton joins Ascend to head up Transportation & Logistics

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We are pleased to announce that Simon Horton has joined Ascend as Transportation & Logistics Director  to oversee our continued growth in the haulage, car transportation, freight and associated trades. Simon has over 20 years transportation broking experience having held a number of high profile market positions, most recently as deputy managing director at Arthur […]

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Covernotes Winter 2017 Newsletter
December 21, 2017

Covernotes Winter 2017 Newsletter

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Winter 2017 Newsletter Please download our winter 2017 newsletter Winter covernotes 2017 In this months Covernotes we cover:- Motor Vehicles: the new instruments of terror Weather-proof your business against the winter Social engineering, spear phishing, whaling…the latest trends in cyber-crime Are you GDPR ready? Recovering after a flood How would you handle a product recall? […]

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