Tag Archives: Construction insurance


Carillion. The bad-debt domino effect, and how to avoid it
December 17, 2018

Carillion. The bad-debt domino effect, and how to avoid it

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Another construction firm has gone bust, but this time it has attracted more attention than usual. Carillion’s suppliers are said to be owed a hefty £2 billion. This will have a knock-on effect for tens of thousands of businesses. The small firms that handled most of Carillion’s work will sadly be those most affected by…

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Legal News – three items of interest for the construction community
November 2, 2018

Legal News – three items of interest for the construction community

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Phoenixing – Construction bosses who phoenix firms could now face fines or bans Construction is one of the UK industries that suffers the most from ‘phoenixing’ – folding a firm to avoid debts then starting up a near identical business with a new name. Now directors who do this could face hefty fines or be…

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The rise and rise of modular
November 2, 2018

The rise and rise of modular

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The use of modular building is nothing new but it seems to be gathering momentum. Two major companies made announcements recently. Redrow is trialling the use of modular garages at two of its regional divisions. The house builder is also installing service pods to homes at its Paddock Wood development at West Drayton near Heathrow…

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Architectural Security – Designing out crime
September 17, 2018

Architectural Security – Designing out crime

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If you have been considering a new home build or significant renovation of your property then it is likely that you will begin to seek the expert direction of architects, planners, builders and your insurance broker. In fact, many homeowners are reluctant to consider installing these security systems due to their unsightly nature. However, it…

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With over 100 years combined experience, Ascend’s team are the specialists you need!
September 12, 2018

With over 100 years combined experience, Ascend’s team are the specialists you need!

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Policy Wording – Boring? Yes. But important. Of all insurances, those for Contractors are generally the most complex and most in need of specialist knowledge in their arrangement. I am willing to bet: Your Contractors policy wording (Liability and Contractors All Risks) isn’t the best. Why? Because you have your insurer’s standard policy wording and…

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Covernotes 2018 Summer Newsletter
August 31, 2018

Covernotes 2018 Summer Newsletter

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Summer 2018 Covernotes Newsletter Please download our 2018 summer newsletter In these covernotes we include: The insurance implications of Britain becoming a nation of fly-tippers Helping to make the Claims experience less painful Data keeping drivers safe on the road by getting to know their good and bad habits Leave no stone unturned with Silicosis…

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Ascend 24/7 – Our revolutionary client app video
May 24, 2018

Ascend 24/7 – Our revolutionary client app video

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Access your policy documents 24/7 Changing the way you manage your insurance programme We like to do things a bit differently at Ascend and are delighted to advise of the launch of Ascend 24/7 an online client portal and app that allows all our customers to access our back office system. Whether you are looking to change…

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Directors & Officers Insurance – do you know you could lose your ENTIRE wealth?
April 23, 2018

Directors & Officers Insurance – do you know you could lose your ENTIRE wealth?

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Many people mistakenly believe that as a director of a limited company, they have no personal liability in regard to their corporate actions and that is not limited just to directors, proceedings can be issued against people in almost any managerial or supervisory position. Could that be you? The truth is that while most corporate…

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Plant Insurance – (the bit that dropped off)
April 3, 2018

Plant Insurance – (the bit that dropped off)

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It seems that most Contractors (and their brokers) are quite unaware that the cover they buy for Plant and Hired-in Plant is far from the best. Perhaps 99% of Contractors have their Plant and Hired-in Plant insured under a standard Contractors All Risks policy and if you are one of them just ask yourself, does…

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Construction – Problems with Products
March 23, 2018

Construction – Problems with Products

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What is Part Product? In the last few weeks I have seen trade advertising from different major insurers announcing that their Construction policy now has an optional extension for what is known as Part Product. Well, this is not something new as I have been including this important extension since the early 1990’s. Liability Insurance?…

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