Tag Archives: business insurance


Top 15 Drivers Tips Checklist
May 2, 2018

Top 15 Drivers Tips Checklist

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Do you consider yourself a rule-abiding citizen and a good driver? Even if you take care at the wheel, you may be regularly flouting the Highway Code, or breaking the law without knowing it.  Breaking the rules of the road could put you or other people in danger and invalidate your insurance. And offences such…

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Employment Law – 2018 information and facts & figures
April 25, 2018

Employment Law – 2018 information and facts & figures

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Working with Coates & Co, specialists in Employment Law, we have been able to provide you with a summary of useful Employment Law facts and figures that will apply from April 2018. This informative summary for 2018/19 gives details of: Employment compensation limits Statutory redundancy Maternity, paternity and sick pay entitlement The national minimum wage…

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Directors & Officers Insurance – do you know you could lose your ENTIRE wealth?
April 23, 2018

Directors & Officers Insurance – do you know you could lose your ENTIRE wealth?

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Many people mistakenly believe that as a director of a limited company, they have no personal liability in regard to their corporate actions and that is not limited just to directors, proceedings can be issued against people in almost any managerial or supervisory position. Could that be you? The truth is that while most corporate…

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Professional Indemnity Insurance
April 19, 2018

Professional Indemnity Insurance

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Professional Indemnity (PI) is an essential insurance cover that will protect you against negligence claims from unhappy customers. If you are starting out in business or are an established business providing professional advice for a fee then chances are you will be obliged to take out some kind of business insurance as a condition of…

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Time to direct yourself to D&O insurance?
April 2, 2018

Time to direct yourself to D&O insurance?

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Heading up a company is not easy. Directors are governed by a plethora of laws and regulations threatening financial exposure and personal sanctions should any breach occur. It may not even be a result of your personal negligence. You may just have been unaware what others under you control and jurisdiction were doing. Many people…

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5 steps to an accident free Easter egg hunt
April 1, 2018

5 steps to an accident free Easter egg hunt

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Easter egg hunts can be a fantastic way to raise funds – the upfront costs are minimal, it is an enjoyable way of getting people involved in your cause and there are tasty prizes for everyone involved. It is a good opportunity for all members of the community, regardless of age, to come together and…

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How would losing your driving licence affect your life?
March 20, 2018

How would losing your driving licence affect your life?

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Losing your driving licence can have dramatic implications to your professional and personal life – that is why you should consider our Loss of Licence Defence insurance product that will pay for a specialist solicitor and legal fees when defending or challenging a motoring conviction. This policy is ideal for anyone that: ❖ Drives for…

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How To Safely Walk On Ice
March 3, 2018

How To Safely Walk On Ice

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With more snow forecast this week, you’re likely to encounter a bit of ice. As well as meaning the weather is going to be on the chilly side, ice also poses an issue when it comes to walking for yourself, staff and members of the public. All it takes is for you to step incorrectly…

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Water damage – over 25% of all claims originated from this risk
February 18, 2018

Water damage – over 25% of all claims originated from this risk

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In 2016, escape of water contributed to over a quarter of all domestic property insurance claims, ranking above ‘weather’ and ‘fire and explosion’. Between January and September 2017, these claims totalled £483m – an increase on the previous year. However, it’s also an issue in the commercial space. The continuing rise in escape of water…

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Construction mistakes – The use of subcontractors
February 4, 2018

Construction mistakes – The use of subcontractors

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Ian Lawley, Technical Director at Ascend Broking highlights some areas that need consideration when employing subcontractors and the potential exposure to your insurance arrangements. Many clients use subcontractors in the course of their business. This is quite normal of course and the client will expect to be insured for their use. But do they know…

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