Category: Risk Management


Messi has insured his legs for £750m
June 21, 2018

Messi has insured his legs for £750m

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Did you know that Lionel Messi insured his legs for €750 million? The world cup is now in full swing and while the first round of games has already amazed and entertained the masses it was a little fact we found out before Argentina’s 1-1 draw with Iceland that stunned us. The Argentina captain reportedly…

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Vehicle thefts are on the increase –  What can you do?
April 3, 2018

Vehicle thefts are on the increase – What can you do?

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The number of vehicles being stolen has gone up 30%. In 2013, 66,000 were stolen, that number rose to 86,000 in 2017 and the value of those stolen has been rising. Unless these are recovered quickly – usually via a tracker of some kind, the recovery rate for stolen vehicles is stubbornly low. Evidence suggests…

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5 steps to an accident free Easter egg hunt
April 1, 2018

5 steps to an accident free Easter egg hunt

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Easter egg hunts can be a fantastic way to raise funds – the upfront costs are minimal, it is an enjoyable way of getting people involved in your cause and there are tasty prizes for everyone involved. It is a good opportunity for all members of the community, regardless of age, to come together and…

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Water damage – over 25% of all claims originated from this risk
February 18, 2018

Water damage – over 25% of all claims originated from this risk

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In 2016, escape of water contributed to over a quarter of all domestic property insurance claims, ranking above ‘weather’ and ‘fire and explosion’. Between January and September 2017, these claims totalled £483m – an increase on the previous year. However, it’s also an issue in the commercial space. The continuing rise in escape of water…

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Hauliers Liability – The importance of arranging the correct cover for your business
January 29, 2018

Hauliers Liability – The importance of arranging the correct cover for your business

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Simon Horton, Transportation Director at Ascend Broking takes a look at a hauliers responsibility for customers goods whilst they are in your care, custody or control. Hauliers are liable for loss or damage to goods at Common Law unless you operate under conditions of carriage or unless a statute applies. To carry under common law…

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Business Interruption – Indemnity Periods
January 19, 2018

Business Interruption – Indemnity Periods

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Business interruption provides cover for the loss of profit or loss of revenue following damage or disruption to business premises. This can also include the supply chain that prevents a business from trading normally or prevents trading altogether. Matt Price Broking Director at Ascend Broking Group explains why it is important to understand what an…

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How to get the best price for your Haulage Motor fleet
January 12, 2018

How to get the best price for your Haulage Motor fleet

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Specialist insurance for the Transportation and Haulage sector needs a unique approach. It is important to engage a broker that has a specialism in your industry. They  must have the knowledge and expertise in your business sector and be able to provide you with full market access. But how can you ensure you are able to obtain the…

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Engineering Inspection Insurance
January 11, 2018

Engineering Inspection Insurance

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Engineering inspection of plant and machinery is essential to ensure the safety of employees and the general public. It will also ensure your business meets the statutory requirements for workplaces in the UK. Evidence of compliance with health and safety law is very important if customers are to avoid interventions from the HSE. An engineering…

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New Year Resolution No. 1 – underinsurance and how it can leave your business seriously exposed
January 4, 2018

New Year Resolution No. 1 – underinsurance and how it can leave your business seriously exposed

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As part of our New Year resolution tips we tackle underinsurance. Many businesses find themselves underinsured at a time of loss and only receive a fraction of the true value of a claim. It is thought that up to 80% of the UK’s commercial properties are underinsured and 40% of businesses underinsure their business interruption…

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Preparing for high winds
January 2, 2018

Preparing for high winds

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Your brolly’s inside out, you’re leaning into the wind to walk but getting nowhere while rain lashes, sticking your clothes to your body. That’s stormy weather for you. A broken brolly’s not the end of the world and clothes dry out, but when winds are strong enough to damage your home it’s often a bit…

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