High Net Worth Case Studies – the proof
June 5, 2017

High Net Worth Case Studies – the proof

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Case Study 1 – £30,000 engagement ring uninsured by existing policy Ascend Executive were contacted by a prospective client as they were unable to insure a newly purchased engagement ring through a well known insurance broker (both the broker and insurer had failed to respond to the client with a suitable solution for 2 months after the…

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Self Insurance – A boost to your cash flow – but is it also risky?
June 5, 2017

Self Insurance – A boost to your cash flow – but is it also risky?

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For larger more complex clients self-insuring can be a very effective means to enhance cash flow or insure parts of their operations that are difficult or very expensive in the traditional insurance market, but is not without risk. One option for businesses with a strong balance sheet is to look at their own self retention…

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Insuring your historic building during repairs and alterations – part 1
June 1, 2017

Insuring your historic building during repairs and alterations – part 1

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This article is taken from the forthcoming Historic Buildings Ascend White Paper If you own an historic building, whether it is a stately home or an old cottage, a standard insurance policy from a general insurance provider will fall well short of expectations if you need to make a claim. If your building is also…

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Ogden tables – what can you expect to change for the remainder of 2017
May 31, 2017

Ogden tables – what can you expect to change for the remainder of 2017

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The UK motor fleet and liability market is reeling from the effects of the change in Ogden discount rate that came into effect from 20 March 2017. But what can clients expect to happen with their insurance renewal rates now? And what will happen in the future, read on to find out more. What is…

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Equity Red Star will not be offering renewals on general haulage with effect from 1st June 2017
May 29, 2017

Equity Red Star will not be offering renewals on general haulage with effect from 1st June 2017

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Equity Red Star are planning to withdraw from the General haulage fleet and courier insurance market from 1st June 2017 Insurers are counting the costs of the Ogden discount rate reducing to -0.75% and in a market where some general haulage and courier insurers are operating at a loss, ERS have taken the necessary but…

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General Data Protection Regulation – The Countdown Is On
May 29, 2017

General Data Protection Regulation – The Countdown Is On

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25th May 2017 marked the one year countdown to the enforcement of the European Union’s General Data Protection Regulation (GDPR). It has been four years in the making and its effects will be significant. The GDPR is not only wider in scope than the existing 1998 Data Protection Act but also in terms of the…

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Protecting your home and lifestyle.
May 22, 2017

Protecting your home and lifestyle.

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For high net worth individuals, buying insurance cover off the peg or via the Internet is a fundamentally flawed strategy. These policies have too many restrictions, clauses and inner limits to protect a busy modern family. For most people, their family home is one of their biggest investments. It isn’t just somewhere to live; it’s…

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How telematics can help reduce fleet costs
May 21, 2017

How telematics can help reduce fleet costs

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How Telematics Can Help Reduce Fleet Costs. Technology has come a long way since the early telematics systems of 10 years ago. Real time video of actual or potential accidents can be instantly sent to your fleet centre and insurance company and this is helping reduce cost making it easy to get the right information…

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Business Continuity Planning in 4 Steps
May 21, 2017

Business Continuity Planning in 4 Steps

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There are many reasons why your company needs a business continuity plan. Having a strategy – before an event happens – helps to maximize the chance your business can recover while minimizing the loss of property, life and assets. Developing your business continuity plan should be a thoughtful process resulting in a plan that can be…

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Construction industry data is more valuable than you think
May 16, 2017

Construction industry data is more valuable than you think

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Think about your client base, the sensitive information that you hold on current, past and future projects. The leaking of market-sensitive information, intellectual property or other confidential information could have serious financial consequences which could cause your business  highly publicised and embarrassing public relations, or worse, these security breaches could cost your business lost clients,…

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