Time to direct yourself to D&O insurance?
April 2, 2018

Time to direct yourself to D&O insurance?

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Heading up a company is not easy. Directors are governed by a plethora of laws and regulations threatening financial exposure and personal sanctions should any breach occur. It may not even be a result of your personal negligence. You may just have been unaware what others under you control and jurisdiction were doing. Many people […]

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5 steps to an accident free Easter egg hunt
April 1, 2018

5 steps to an accident free Easter egg hunt

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Easter egg hunts can be a fantastic way to raise funds – the upfront costs are minimal, it is an enjoyable way of getting people involved in your cause and there are tasty prizes for everyone involved. It is a good opportunity for all members of the community, regardless of age, to come together and […]

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Construction – Problems with Products
March 23, 2018

Construction – Problems with Products

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What is Part Product? In the last few weeks I have seen trade advertising from different major insurers announcing that their Construction policy now has an optional extension for what is known as Part Product. Well, this is not something new as I have been including this important extension since the early 1990’s. Liability Insurance? […]

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How would losing your driving licence affect your life?
March 20, 2018

How would losing your driving licence affect your life?

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Losing your driving licence can have dramatic implications to your professional and personal life – that is why you should consider our Loss of Licence Defence insurance product that will pay for a specialist solicitor and legal fees when defending or challenging a motoring conviction. This policy is ideal for anyone that: ❖ Drives for […]

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Guide for employees driving in the snow
March 18, 2018

Guide for employees driving in the snow

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What simple steps can you take to keep your business, employees and the public safe during severe snow? Download Employee Driving Tips • Steps should be taken to make sure that water pipes don’t freeze – especially outdoor pipes. If any external pipes aren’t used in the winter, their water supply should be switched off […]

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How To Safely Walk On Ice
March 3, 2018

How To Safely Walk On Ice

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With more snow forecast this week, you’re likely to encounter a bit of ice. As well as meaning the weather is going to be on the chilly side, ice also poses an issue when it comes to walking for yourself, staff and members of the public. All it takes is for you to step incorrectly […]

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Water damage – over 25% of all claims originated from this risk
February 18, 2018

Water damage – over 25% of all claims originated from this risk

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In 2016, escape of water contributed to over a quarter of all domestic property insurance claims, ranking above ‘weather’ and ‘fire and explosion’. Between January and September 2017, these claims totalled £483m – an increase on the previous year. However, it’s also an issue in the commercial space. The continuing rise in escape of water […]

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Business Description – A Cautionary Tale
February 12, 2018

Business Description – A Cautionary Tale

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Does your business description on your policy documentation fully describe all your business activities? We often discover inaccurate or incorrect descriptions which could make a policy void in the event of a claim, we explain more ….. A man is working on a building site somewhere in Essex. A trained operator, he is digging a hole […]

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Construction mistakes – The use of subcontractors
February 4, 2018

Construction mistakes – The use of subcontractors

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Ian Lawley, Technical Director at Ascend Broking highlights some areas that need consideration when employing subcontractors and the potential exposure to your insurance arrangements. Many clients use subcontractors in the course of their business. This is quite normal of course and the client will expect to be insured for their use. But do they know […]

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Hauliers Liability – The importance of arranging the correct cover for your business
January 29, 2018

Hauliers Liability – The importance of arranging the correct cover for your business

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Simon Horton, Transportation Director at Ascend Broking takes a look at a hauliers responsibility for customers goods whilst they are in your care, custody or control. Hauliers are liable for loss or damage to goods at Common Law unless you operate under conditions of carriage or unless a statute applies. To carry under common law […]

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